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Friday, September 14, 2012

Granholm and Her Curls on \'The Dating Game\'

By SARAH WHEATON

As the former governor of Michigan, Jennifer Granholm was in the driver's seat during one of the state's most economically painful periods, and now she's in the anchor's seat on Current TV. But before that, Ms. Granholm was in the hot seat as a contestant on “The Dating Game” in 1978.

“Cute and curvaceous,” as the host called her, the 19-year-old Ms. Granholm bounded onto the set in high-wasted pants, a puffy-sleeved shirt, and, oh, that big, seemingly weightless halo of blonde curls.

Although Ms. Granholm had long acknowledged her appearance on the show - which came during her aspiring actress phase in Los Angeles - the video only recently made its way to YouTube. < /span>

She got to choose one of three men. She rejected the penta-lingual contractor from Texas who told her what he did with a sponge in the shower. She rejected the textile salesman and magician from (where else, then as now?) Brooklyn, who told her about his other girlfriend, Betty Boom Boom. Though she couldn't see them, Ms. Granholm plucked the model from the bunch, who made her blush with a joke about putting spaghetti somewhere.

Ms. Granholm begged for forgiveness for her coiffure on Twitter.

“I was a teenager in the 70's!” she wrote. “My hair could've been a nest for an entire family of birds!”



Women Running for Congress in Record Numbers

By SARAH WHEATON

If the parties are indeed engaging in some sort of “war on women,” record numbers of them are successfully enlisting in the fight. More women have been nominated to the major parties for House and Senate seats than ever, according to researchers.

“Not since the so-called Year of the Woman in 1992 have we seen such a leap in the number of women stepping forward to contend for Congressional seats,” said Debbie Walsh, director of the Center for American Women and Politics at Rutgers, which tracked the candidacies. Eighteen women are running for the Senate, breaking 2010's record of 14, and 163 are up for House seats, the most since 2004, when 141 women made bids.

In a press release, Ms. Walsh noted similarities between 1992 and 2012: “the crucial first election after reapportionment and redistricting, news events underscoring the need for women's voices in policy-making, and a presidential election year generating political excitement.”

Particularly remarkable is that women appear to be diving right into federal-level elections, said Karen Middleton, president of Emerge America, a group that trains Democratic women to run for office. The uptick in Congressional candidacies does not correspond with an increase in bids for local- and state-level posts by women, Ms. Middleton said.

“Women are pretty frustrated with what they're seeing in terms of the way Congress operates,” she said. “We tend to be problem solvers,” and women are feeling a greater obligation to step up.

Gender gaps between the parties exist, but they vary in direction depending on the office. Democrats are trying to send more than two time s more women to Washington than Republicans â€" in part because more Democratic women won primaries and because there are more Democratic women who are incumbents. There are 12 distaff Democrats running for Senate and 116 House candidates; 6 Republican women are running for the Senate and 47 for the House.

After this year's elections, however, more Republican women will preside over governor's mansions than Democrats. Of the six women currently serving as governors, the terms of the four Republicans are not up this year, and the two Democrats declined to run for re-election. Maggie Hassan, who won the Democratic primary in New Hampshire on Tuesday, is the only woman in the country running for governor. If she loses, the Rutgers researchers noted, there will be no Democratic women serving as governors for the first time since 1996.

Obstacles to women's candidacies remain, said Ms. Middleton, including harsh media portrayal and family obligations that continue to r est mainly with women. The increase in women's candidacies is a “step in the right direction,” she said. “But we don't think our work is done by a long shot.”



Women Running for Congress in Record Numbers

By SARAH WHEATON

If the parties are indeed engaging in some sort of “war on women,” record numbers of them are successfully enlisting in the fight. More women have been nominated to the major parties for House and Senate seats than ever, according to researchers.

“Not since the so-called Year of the Woman in 1992 have we seen such a leap in the number of women stepping forward to contend for Congressional seats,” said Debbie Walsh, director of the Center for American Women and Politics at Rutgers, which tracked the candidacies. Eighteen women are running for the Senate, breaking 2010's record of 14, and 163 are up for House seats, the most since 2004, when 141 women made bids.

In a press release, Ms. Walsh noted similarities between 1992 and 2012: “the crucial first election after reapportionment and redistricting, news events underscoring the need for women's voices in policy-making, and a presidential election year generating political excitement.”

Particularly remarkable is that women appear to be diving right into federal-level elections, said Karen Middleton, president of Emerge America, a group that trains Democratic women to run for office. The uptick in Congressional candidacies does not correspond with an increase in bids for local- and state-level posts by women, Ms. Middleton said.

“Women are pretty frustrated with what they're seeing in terms of the way Congress operates,” she said. “We tend to be problem solvers,” and women are feeling a greater obligation to step up.

Gender gaps between the parties exist, but they vary in direction depending on the office. Democrats are trying to send more than two time s more women to Washington than Republicans â€" in part because more Democratic women won primaries and because there are more Democratic women who are incumbents. There are 12 distaff Democrats running for Senate and 116 House candidates; 6 Republican women are running for the Senate and 47 for the House.

After this year's elections, however, more Republican women will preside over governor's mansions than Democrats. Of the six women currently serving as governors, the terms of the four Republicans are not up this year, and the two Democrats declined to run for re-election. Maggie Hassan, who won the Democratic primary in New Hampshire on Tuesday, is the only woman in the country running for governor. If she loses, the Rutgers researchers noted, there will be no Democratic women serving as governors for the first time since 1996.

Obstacles to women's candidacies remain, said Ms. Middleton, including harsh media portrayal and family obligations that continue to r est mainly with women. The increase in women's candidacies is a “step in the right direction,” she said. “But we don't think our work is done by a long shot.”



After Libya Attacks, Questions About Presidential Briefing Habits

By PETER BAKER

President Obama sat down with intelligence officials on Friday for his presidential daily briefing. That might not sound all that surprising, but despite its title, this does not actually happen daily.

The turmoil in the Middle East has provided fodder for critics about the way Mr. Obama reviews intelligence. While the president receives an intelligence briefing in writing every day, he does not sit down with intelligence officials for an in-person briefing every day. To Republican opponents, that has become a symbol of inattentiveness to a dangerous world.

“If President Obama were participating in his intelligence briefings on a regular basis then perhaps he would understand why people are so of fended at his efforts to take sole credit for the killing of Osama bin Laden,” former Vice President Dick Cheney said in an e-mail to the Daily Caller earlier this week. “The hubris of a president who believes he does not need to meet regularly with them is astounding,” Marc Thiessen, a former speechwriter for President George W. Bush, wrote in The Washington Post.

The White House has pushed back in recent days, arguing that the president receives plenty of oral briefings but does not believe he necessarily has to have someone read to him what he gets in writing each day. Aides note that he meets repeatedly throughout the day with his national security adviser, Thomas E. Donilon, and others, and discusses with them issues raised in the intelligence reports.

Moreover, they argue, the issue is not how the intelligence is received but what a president does with it, asserting that Mr. Bush and Mr. Cheney did not act assertively enough on warning signs from intelligence agencies prior to the attacks of Sept. 11, 2001.

“The president's record, when it comes to acting on â€" interpreting correctly and acting on intelligence in the interest of the security of the United States is one that we are happy to have examined,” Jay Carney, the White House press secretary, said on Thursday.

Pressed on the matter again on Friday, Mr. Carney said “the quarters from which that criticism comes are pretty clear” and noted that on Thursday alone the president was briefed repeatedly by Mr. Donilon and others, including one briefing as late as 10 p.m.

“This president is an absolutely responsible and voracious consumer of his presidential daily briefing and of the information provided to him by his national security team,” Mr. Carney said.

Different presidents have chosen to receive the Presidential Daily Briefing, or P.D.B., in different ways. President Bill Clinton preferred to read it and rarely met with the director of the C.I.A. Indeed, at one point when a small aircraft crashed on the South Lawn of the White House, some joked that it was R. James Woolsey, the C.I.A. director, trying to get an appointment.

Mr. Woolsey recalled those days during a panel discussion at George Mason University on Thursday. He said he never gave Mr. Clinton his intelligence briefing in person and had only one private meeting a year with the president. “We had very little access, frankly,” said Mr. Woolsey, who has become a leading critic of Mr. Clinton and other Democrats.

When Mr. Bush took over, he decided to receive briefings in person every day, whether he was in the White House, on the road or at his ranch in Crawford, Texas. While he read more than most critics gave him credit for, Mr. Bush also valued the give-and-take interaction with intelligence officials â€" and not just an assigned briefer. He made clear to George J. Tenet, the C.I.A. di rector held over from Mr. Clinton's time, that he wanted him to attend as well. That later fell to the director of national intelligence once that position was created, later in his presidency.

The briefer would usually “tee up the piece,” explaining each item in the briefing and then hand it to Mr. Bush to read, Mr. Tenet wrote in his memoir, “At the Center of the Storm.” Mr. Bush would read it and then vigorously ask questions. “Sometimes he would start tossing out questions before getting to the bottom line,” Mr. Tenet wrote.

Mr. Obama thought some of this was unnecessary, said aides, who uniformly describe him as an scrupulous reader of intelligence. Mr. Obama meets with intelligence briefers most days he is Washington and has telephone calls from the road, and some of his briefers have said he asks probing questions and often assigns homework in the form of follow-up questions. During his months-long review of Afghanistan policy in 2009, he fam ously had three dozen intelligence reports drafted for him. Starting earlier this year, some information began being provided to him via iPad.

But as the campaign season has intensified, he has been on the road a lot more and some intelligence officials have noticed that in-person briefings have grown fewer. A review of the president's public schedule shows that Mr. Obama received his briefing in person at the White House 13 times in April, the month before he formally kicked off his re-election drive. By August, he received it in person at the White House 10 times. By the time of the attack in Libya and protests in Egypt, he had gone a week without an in-person briefing, since Sept. 5. Still, he had other national security briefings over that week, including a separate briefing specifically on security for the anniversary of the Sept. 11 attacks.

Mr. Thiessen, who first raised the issue in his Post column, said reading does not always convey enough. “Truly s ophisticated consumers of intelligence don't see it as a sign of weakness to ‘be briefed' by the experts,” he wrote. “Most of us, if we subscribed to a daily report on, say, astrophysics, would probably need some help interpreting it. But when it comes to intelligence, Obama is apparently so brilliant he can absorb the most complicated topics by himself in his study.”

Democrats said that is making too much of a difference in the way people process information. Some are more suited to written information and others to oral presentations. It “entirely depends on how people learn and absorb,” said James B. Steinberg, who served as Mr. Clinton's deputy national security adviser and Mr. Obama's deputy secretary of state. “P.D.B. writers need to adapt to” the president, he added, “not vice versa.”

Mark Mazzetti and Eric Schmitt contributed reporting.



House Passes Solyndra Act Aimed at Obama

By ASHLEY SOUTHALL

The House passed legislation on Friday that would phase out a Department of Energy loan guarantee program for clean and renewable energy projects.

On a 245 to 161 vote, lawmakers passed the No More Solyndras Act, named for the solar panel manufacturer that declared bankruptcy in 2011, shortly after receiving a $535 million loan guarantee from the Obama administration. Twenty-two Democrats joined Republicans in passing the measure, while four Republicans sided with Democrats in opposing it. The Senate, controlled by Democrats, is unlikely to consider the bill.

Republicans and Mitt Romney, the party's presidential nominee, have pointed to the Obama administration's failed investment in Solyndra as an example of a costly decision pushed by a politically driven White House. After more than a year of investigations and hearings about Solyndra and the loan guarantee program, they argued that the bill passed on Friday was necessary to protect taxpayers from risky investments.

“Solyndra is the most visible but far from the only example,” said Representative Fred Upton of Michigan, the chairman of the Energy and Commerce Committee and one of the authors of the bill along with Representative Cliff Stearns of Florida. “Developing new energy sources and technologies is an important part of our all-of-the-above approach, but it is clear that this loan guarantee program is ineffective at best, and counterproductive at worst.”

The bill would prohibit energy officials from considering applications for loan guarantees filed after 2011. Applications submitted before 2012 would have to be vetted by the Treasury Department before appro val. The Department of Energy would also have to provide more information to Congress, and could not allow taxpayer funds to be subordinated when troubled loans are restructured.

Democrats dismissed the vote on Friday as a political move to keep Solyndra in the news. They said Republicans were ignoring the successes of the loan guarantee program.

“This is not serious legislation, it's a political bill,” said Representative Henry Waxman, the ranking Democrat on the committee. “They've been dancing on the grave of Solyndra for so long. Enough is enough.”

Before Solyndra went bankrupt, President Obama used the company's success to promote his economic agenda, though the initial loan guarantee application was vetted by the administration of former President George W. Bush.

The Energy Department's loan guarantee to Solyndra led the Treasury to loan the company $535 million shortly before the company filed for bankruptcy last year.

“It is a mazing to me that the administration gave a half-billion dollar loan guarantee to a company that its own experts predicted would fail,” Mr. Upton said. Solyndra, he said, was “so dysfunctional that it burned through this giant handout and went bankrupt in two years.”

Without denying Solyndra's failure, Democrats rejected Republican accusations written into the bill that stated that the decision to approve Solyndra's loan guarantee was politically driven.

Representative Diana DeGette of Colorado, the ranking Democrat on the energy panel's Subcommittee on Oversight and Investigations, offered an amendment that would have defended officials' handling of the loan guarantee application. It was rejected.

“The facts simply do not support the over-the-top allegations that there was anything wrong with this decision,” Ms. DeGette said.

“What the evidence showed is that the career officials and the Bush and Obama administration appointees who worked on the loan told our investigators that political considerations played no role in the decisions on Solyndra,” she said.

The bill had earlier received support from conservative policy organizations like the Heritage Foundation and Taxpayers for Common Sense, who praised the effort as a step toward federal energy subsidies. But those groups relaxed or withdrew their support for the final bill on Thursday because it would still allow about 50 projects to move forward, potentially costing taxpayers more than the Solyndra failure.

Opponents of the bill said it would take government out of innovation and unfairly preserved loan guarantees for nuclear and fossil fuel projects.



Romney Calls for Moment of Silence During Ohio Rally

By ASHLEY PARKER

PAINESVILLE, Ohio - Mitt Romney began his rally here on Friday afternoon by calling for a moment of silence for the four Americans who were killed in the attack on the American Consulate in Benghazi, Libya, on Tuesday.

Mr. Romney, who was scheduled to take the stage as President Obama was at Joint Base Andrews for a ceremony honoring the dead, told the crowd that he had delayed his event slightly out of respect.

“I also want you to know that in the last few moments the bodies of four individuals who were killed in the service of our nation were brought back to the United States and welcomed home, and placed in hearses,” Mr. Romney said. “I wanted to make sure to have my hand over my heart in recognition of these men and women.”

Mr. Romney, who made a point of mentioning each individual by name, also called for a moment of silence. (He had tried to take a similar moment on Wednesday in Virginia but was unable to because of a protester who accused him of politicizing the situation in Libya.)

“Whether, on a day like this, where the sky seems to be crying as well,” Mr. Romney said, speaking under a gray and rainy sky, “or whether on a beautiful and sunny day, we remember those who serve and provide us with the liberty we enjoy, and the prosperity and the freedoms that are so much a part of the American experience.”

After his initial remarks, Mr. Romney did not return to the turmoil in the Middle East, instead attacking Mr. Obama briefly in general terms on foreign policy.

“I understand how important it is for America to be strong,” he said. “I know what we have to do in terms of growing our prin ciples and values, growing our economy and making sure our military is second to none. I will not cut the American military.”



Why Consumers May Not Win Much From Latest Fed Action

By RON LIEBER

Over on Dealbook, there's a post making the case that it may be the banks that are standing in the way of the Federal Reserve's latest move to try to improve the economy. At the moment, many of them simply do not want to give up the profit margins they're earning on new mortgages.



Obama Pays Tribute to 4 Killed in Libya

By PETE BAKER

WASHINGTON - Four flag-draped coffins bearing the bodies of the Americans killed in Libya arrived in the United States on Friday for their final journey home as President Obama said the victims “laid down their lives for us all” and vowed to honor their memory by never retreating from the world.

In a solemn ceremony at Joint Base Andrews outside the capital, Mr. Obama and his national security team stood at attention as the coffins were first carried by Marine honor guards off a military plane that had flown them home from Libya and were later lifted into four hearses while a military band played “America the Beautiful.”

The arrival, broadcast live on news channels, proved an emotional cu lmination to an episode that has rocked Washington and American embassies around the world. Secretary of State Hillary Rodham Clinton looked stricken and seemed to be fighting to control her emotions as she and the president addressed an audience of family, friends and colleagues inside a hangar at the air base. Mr. Obama, himself somber, put his arm around her shoulders in comfort.

“Four Americans, four patriots â€" they loved this country and they chose to serve it and served it well,” the president said. “They had a mission, and they believed in it. They knew the danger, and they accepted it. They didn't simply embrace the American ideal; they lived it, they embodied it.”

Also on hand for a ceremony the likes of which has been a painful ritual for Americans over the years were Vice President Joseph R. Biden Jr., Defense Secretary Leon E. Panetta, Ambassador Susan E. Rice and former Secretary of State Colin L. Powell.

< p>Mr. Obama offered a few words on each of the slain Americans. Ambassador J. Christopher Stevens was “everything America could want in an ambassador.” Sean Smith, a Foreign Service officer and an Air Force veteran, “lived to serve.” Tyrone S. Woods, a former member of the Navy Seals providing diplomatic security, was “the consummate quiet professional.” And Glen A. Doherty, also a former member of the Seals providing security, “never shied from adventure.”

Mr. Obama said the United States would bolster security and work with the Libyans to bring to justice those who killed the Americans. But he said the tragedy should not discourage America from playing a leadership role in the world.

“Even in our grief we will be resolute, for we are Americans,” he said. “And we hold our head high knowing that because of these patriots, because of you, this country that we love will always shine as a light unto the world.”

Mrs. Clinton echoed th ose sentiments. “We will wipe away our tears, stiffen our spines and face the future undaunted,” she said. “And we will do it together, protecting and helping one another just like Sean, Tyrone, Glen and Chris did.”

All four worked for her, and she spoke slowly and with evident emotion as she paid tribute to each. She noted that she personally knew Mr. Stevens, praising his “goofy but contagious” smile, his “California cool” and, mostly, his dedication and courage.

“What a wonderful gift you gave us,” she told his family. “Over his distinguished career in the Foreign Service, Chris won friends for the United States in far-flung places. He made those people's hopes his own. During the revolution in Libya, he risked his life to help protect the Libyan people from a tyrant, and he gave his life helping them build a better country.”

Her voice grew stronger again as she called on leaders in the Middle East to fulfill their obligations to protect diplomatic posts. “The people of Egypt, Libya, Yemen and Tunisia did not trade the tyranny of a dictator for the tyranny of a mob,” she said. “Reasonable people and responsible leaders in these countries need to do everything they can to restore security and hold accountable those behind these violent acts.”



Poll: Bill Clinton Is More Popular Than Ever

By MARJORIE CONNELLY

Former President Bill Clinton is more popular now than at any time during the 20 years since his emergence as a presidential candidate, with two-thirds of registered voters viewing him favorably, according to the latest New York Times/CBS News poll.

In the wake of his rallying speech to Democrats at the party's convention last week and his new role as a top-surrogate for President Obama's campaign in battleground states, only 25 percent of voters have a negative view of him. His ratings are higher than they were during any year of his two-term presidency that was marred by the impeachment scandal, according to two decades of Times/CBS News polls.

Coming in at a close second for Mr. Obama is h is wife, Michelle. Sixty-one percent of all voters surveyed have a favorable opinion of Mrs. Obama, with just 19 percent holding a negative opinion.

The wife of Mr. Obama's opponent, Mitt Romney, the Republican nominee, isn't nearly as well known as Mrs. Obama. Thirty-two percent of voters like Mr. Romney's spouse, Ann, while 13 percent say they don't have a good opinion of her. More than half are undecided or don't know enough.

Some of the ratings fall along party lines. For example, a majority of Republicans dislike Mr. Clinton, but more than 90 percent of Democrats and nearly two-thirds of independents have a favorable opinion of the last Democratic resident of the White House.

Still, conservatives are divided: 43 percent have a favorable view and 45 percent an unfavorable one. Almost 80 percent of moderates and close to 90 percent of liberals have a positive opinion of Mr. Clinton.

There is no gender gap in Mr. Clinton's popularity; he's pop ular among about two-thirds of men and women. And a majority of both young and old voters have a favorable view of the former president.

For Mrs. Obama, nearly 9 in 10 Democrats, almost 6 in 10 independents and a third of Republicans have a positive opinion. Four in 10 Republicans have an unfavorable view. While liberals and moderates strongly favor Mrs. Obama, conservatives are evenly divided.

Most Republicans, 57 percent, say they like Mrs. Romney, with only 4 percent expressing an unfavorable view. Independents are largely positive also: 34 percent favorable and 9 percent unfavorable. But Democrats are the opposite, tending to be more negative on balance toward Mrs. Romney: 25 percent negative compared to 15 percent positive.

Conservatives and moderates are more positive than negative about Mrs. Romney and liberals are evenly divided in their opinion.

The nationwide telephone poll was conducted Sept. 8 to 12 with 1,170 registered voters an d has a margin of sampling error of plus or minus three percentage points. Full poll results will be released at 6:30 p.m. on nytimes.com.



A Reminder of the Perils of Retirement Planning

By BUCKS EDITORS

People without a pension who want to set up something that will pay them set amounts of money when they're in retirement often turn to annuities. But Paul Sullivan writes this week in his Wealth Matters column about a decision by Prudential Annuities to suspend the ability of some policyholders to make further contributions. And annuity experts told Paul that they expect other insurers to take similar steps because they made promises before the financial crisis that they are now unable to keep.

The money the affected Prudential policyholders have already contributed to their annuities is safe, but people who thought they could continue adding to their accounts will now see smaller payments than they had thought they would.

Retirement income is an issue that's going to come up repeatedly, as companies stop offering pensions and workers have to come up with their own plans. Those unable to put aside money may end up without much income beyond Social Security in their old age, a subject Paul wrote about for the special Retirement section this week. He found that millions of people are in that situation.

How do you plan on paying your expenses when you retire? Are you planning on buying an annuity to get regular checks to supplement your Social Security? Do you have a 401(k)? Or are you one of the lucky people who expects to get a pension?



Speaking at Values Voter Summit, Ryan Says Obama Creates \'Straw-Man\' Issues

By TRIP GABRIEL

Paul D. Ryan dialed up the Republican rhetoric against President Obama a few degrees hotter than it has been, caustically accusing the president of only being able “to talk a good game” and of using “straw-man arguments” because he has no record to run on.

“No politician is more skilled at striking heroic poses against imaginary adversaries,'' Mr. Ryan said on Friday. “Nobody is better at rebuking nonexistent opinions. Barack Obama does this all the time, and in this campaign we are calling him on it.''

Mr. Ryan spoke at the Values Voter Summit, a gathering of social conservatives sponsored by the Family Research Council in Washington. He embraced the group's top issue, opposition to ab ortion, but did not mention another topic, outlawing same-sex marriage.

Mostly Mr. Ryan castigated Mr. Obama in language more personal and biting than has been his custom in the five weeks since Mitt Romney named him his running mate. If the intent was to sharpen the contrast between the two presidential contenders and motivate an element of the conservative base at a time when new polls show Mr. Obama gaining a slight advantage nationally and in some key swing states, Mr. Ryan succeeded. He was frequently cheered.

A more modulated broadside was aimed at the administration's response to anti-American violence in the Mideast. Mr. Ryan echoed Mr. Romney's criticism of what Mr. Romney labeled an American apology to rioters.

“The least equivocation or mixed signal only makes them bolder,'' Mr. Ryan said, referring to extremists.

For the most part, though, Mr. Ryan delivered a full-throated attack. He cited prolonged jobless ness and a 15 percent poverty rate under Mr. Obama, and he said that the president created straw-man issues to distract voters.

“Lately he's been trying out a new tactic,'' Mr. Ryan said. “It's a classic Barack Obama straw man: If anyone dares to point out the facts of his record, why then, they're just being negative and pessimistic about the country. The new straw man is people hoping for the decline of America.''

“It's pretty sad, but this is the closest President Obama can come these days to sounding positive himself,'' he added.

Although Mr. Ryan's speech used well worn arguments Republicans have used against Mr. Obama - saying that he foments class warfare and opposes private enterprise - the tone was notably aggressive.

“The President is given to lectures on all that we owe to government, as if anyone who opposes his reckless expansion of federal power is guilty of ingratitude and rank individualism,'' he said.

“He treats privat e enterprise as little more than a revenue source for government. He views government as the redistributor and allocator of opportunity.''

In a response, the Obama campaign cited the U.S. Conference of Catholic Bishops, which said Mr. Ryan's austere House budget failed a “basic moral test.''

“Today, speaking at a values summit, he unleashed a series of over-the-top, dishonest attacks against the President that once again reminded voters that he's just not ready for prime time,'' said Danny Kanner, an Obama campaign spokesman.

On abortion, Mr. Ryan quoted Mr. Obama's frequent declaration that “we're all in this together,'' and turned it against the president. “It has a nice ring,'' he said. “Yet how hollow it sounds coming from a politician who has never once lifted a hand to defend the most helpless and innocent of all human beings, the child waiting to be born.''



The Romneys Tape Appearance on Live! With Kelly and Michael

By ASHLEY PARKER

Mitt Romney - newly professed fan of the iPhone, Snooki and sleeping in “as little as possible” - offered a lighthearted, humanizing glimpse of himself Friday morning in an interview with ABC's Kelly Ripa and Michael Strahan, set to air Tuesday.

Sitting for a taping of the show with his wife, Ann, Mr. Romney indulged in a rapid-fire round of questioning, revealing facts like his guilty pleasure (“Peanut butter sandwiches and chocolate milk”) and his favorite actor (“Gene Hackman”).

Asked who would play him and Mrs. Romney in a movie, he went with Mr. Hackman for himself, and Michelle Pfeiffer for his wife.

“That's actually perfect,” Ms. Ripa agreed.

The Romneys proved t hemselves adept consumers of pop culture, disclosing that “Modern Family” is their favorite television show, and that Mr. Romney prefers Snooki (of “Jersey Shore” fame) to Honey Boo Boo (of reality TV, child beauty pageant fame).

“I'm kind of a Snooki fan,” Mr. Romney said. “Look how tiny she's gotten. She's lost weight. She's energetic. Just her spark-plug personality is kind of fun.”

Asked if they kept up with the Kardashians, Mrs. Romney replied: “Who keeps up with the Kardashians? Who can keep up with the Kardashians?”

On their nighttime rituals, Mrs. Romney admitted that her husband snores - “On rare occasions, rare occasions,” she said - and Mr. Romney joked that his wife hogs all the blankets: “No question about that, that's Ann, that's Ann,” he said. “And she takes a lot more blankets than I do.”

When Mr. Strahan asked Mr. Romney what he wears to bed, the former governor of Massach usetts asked, “Really? Really?” before offering up a risqué reply: “I hear the best answer is as little as possible,” he teased.

Asked for an embarrassing story, Mrs. Romney delighted the audience with a tale about the time she and Anita Perry, the wife of Gov. Rick Perry of Texas, were wandering around the White House and stumbled on President George W. Bush getting a massage.

“He was covered up, but I was so embarrassed that the next time I did see him I didn't know what I was going to say to him,” she recalled. “We were going down the elevator from the White House, going to an event together, and I walked up to the elevator and am just like blushing, blushing, blushing, and he looks at me and he winks as he does and says, ‘I look pretty good, don't I?'”

Mr. Romney, ever the efficient former consultant, also revealed that his one pet peeve with Mrs. Romney is that she squeezes the toothpaste from the middle of the tube.

“He does n't like the way I squeeze the toothpaste,” Mrs. Romney admitted. “It's just random. It's random.”

“She doesn't go from the bottom and work up, and she leaves the top off,” Mr. Romney added.



Romney Statement on Iran at Odds With His Foreign Policy Advisers\'

By ASHLEY PARKER

As the turmoil in the Middle East thrust foreign policy to the forefront of the presidential campaign, Mitt Romney found himself at odds with his own foreign policy advisers. While two of his advisers in interviews said that Mr. Romney had a different “red line” on Iran from President Obama, Mr. Romney told ABC News that his red line is the same as that of the president.

“My red line is Iran may not have a nuclear weapon,” Mr. Romney said, in an interview that was broadcast on Friday with George Stephanopoulos on “Good Morning America.” “It is inappropriate for them to have the capacity to terrorize the world.”

Though Mr. Romney has repeatedly said that he would have put in place “crippling sanctions” with Iran far before Mr. Obama did, the president has now also implemented sanctions, and Mr. Obama similarly draws his administration's red line at preventing Iran from gaining a nuclear weapon.

When Mr. Stephanopoulos pointed out that Mr. Romney's red line was the same as the president's, Mr. Romney replied, “Yeah, and I laid out what I would do to keep Iran from reaching that red line.”

Meanwhile, however, two of Mr. Romney's most senior foreign policy advisers, Eliot Cohen and Richard Williamson, were offering a far more muscular stance on Iran. Asked specifically how Mr. Romney's foreign policy differs from that of the Obama administration, Mr. Romney's advisers said that he would have already told Iran that he would not allow it to come close to building a bomb.

Mr. Romney, said Mr. Cohen, “would not be content with an Iran one screwdriver's turn away from a nuclear weapon.” Though h e did not say exactly where, in the development of nuclear capacity, Mr. Romney would draw his own red line, Mr. Cohen said that it would be far before Mr. Obama's own line - at the point of actual weaponization - and that it could be in a different place that Prime Minister Benjamin Netanyahu of Israel draws it.

“Once they get a weapon, or on the verge of getting it, it's too late,” Mr. Cohen said.

The Romney campaign did not offer an on-the-record response for the apparent discrepancy in message and position between Mr. Romney and his top foreign policy advisers. But they privately maintain there is no change in policy and point to the portion of the ABC News interview where he says that Iran should not have “the capacity to terrorize the world.”

The campaign also claims that Mr. Stephanopoulous inadvertently mischaracterized Mr. Obama's position, saying it was the same as Mr. Romney's stance; that, they maintain, is the only reason Mr. Romney agr eed that he had the same red line as the president. However, Mr. Stephanopoulos twice confirmed with Mr. Romney that he had the same red line as Mr. Obama, and twice Mr. Romney agreed.

“But your red line going forward is the same?” Mr. Stephanopoulos asked, a second time.

“Yes,” came Mr. Romney's reply.



Romney Statement on Iran at Odds With His Foreign Policy Advisers\'

By ASHLEY PARKER

As the turmoil in the Middle East thrust foreign policy to the forefront of the presidential campaign, Mitt Romney found himself at odds with his own foreign policy advisers. While two of his advisers in interviews said that Mr. Romney had a different “red line” on Iran from President Obama, Mr. Romney told ABC News that his red line is the same as that of the president.

“My red line is Iran may not have a nuclear weapon,” Mr. Romney said, in an interview that was broadcast on Friday with George Stephanopoulos on “Good Morning America.” “It is inappropriate for them to have the capacity to terrorize the world.”

Though Mr. Romney has repeatedly said that he would have put in place “crippling sanctions” with Iran far before Mr. Obama did, the president has now also implemented sanctions, and Mr. Obama similarly draws his administration's red line at preventing Iran from gaining a nuclear weapon.

When Mr. Stephanopoulos pointed out that Mr. Romney's red line was the same as the president's, Mr. Romney replied, “Yeah, and I laid out what I would do to keep Iran from reaching that red line.”

Meanwhile, however, two of Mr. Romney's most senior foreign policy advisers, Eliot Cohen and Richard Williamson, were offering a far more muscular stance on Iran. Asked specifically how Mr. Romney's foreign policy differs from that of the Obama administration, Mr. Romney's advisers said that he would have already told Iran that he would not allow it to come close to building a bomb.

Mr. Romney, said Mr. Cohen, “would not be content with an Iran one screwdriver's turn away from a nuclear weapon.” Though h e did not say exactly where, in the development of nuclear capacity, Mr. Romney would draw his own red line, Mr. Cohen said that it would be far before Mr. Obama's own line - at the point of actual weaponization - and that it could be in a different place that Prime Minister Benjamin Netanyahu of Israel draws it.

“Once they get a weapon, or on the verge of getting it, it's too late,” Mr. Cohen said.

The Romney campaign did not offer an on-the-record response for the apparent discrepancy in message and position between Mr. Romney and his top foreign policy advisers. But they privately maintain there is no change in policy and point to the portion of the ABC News interview where he says that Iran should not have “the capacity to terrorize the world.”

The campaign also claims that Mr. Stephanopoulous inadvertently mischaracterized Mr. Obama's position, saying it was the same as Mr. Romney's stance; that, they maintain, is the only reason Mr. Romney agr eed that he had the same red line as the president. However, Mr. Stephanopoulos twice confirmed with Mr. Romney that he had the same red line as Mr. Obama, and twice Mr. Romney agreed.

“But your red line going forward is the same?” Mr. Stephanopoulos asked, a second time.

“Yes,” came Mr. Romney's reply.



Obama to Attend Ceremony Honoring Americans Slain in Libya

By PETER BAKER

President Obama plans to go to Joint Base Andrews outside Washington on Friday afternoon to mark the return of the four Americans slain in Libya, the White House announced.

Mr. Obama will accompany Secretary of State Hillary Rodham Clinton for a ceremony formally transferring the remains of Ambassador J. Christopher Stevens and the others killed during an attack on the United States Consulate in Benghazi this week. Mr. Obama and Mrs. Clinton will both speak at the event.

Mr. Stevens was the first American ambassador killed by an attack in more than 30 years. The other victims have been identified as Sean Smith, a Foreign Service officer, and Tyrone S. Woods and Glen A. Doherty, both former members of the Navy SEALs who helped protect diplomatic personnel.



Friday Reading: Would You Take a Pregnancy Test in a Bar?

By ANN CARRNS

A variety of consumer-focused articles appears daily in The New York Times and on our blogs. Each weekday morning, we gather them together here so you can quickly scan the news that could hit you in your wallet.



Answers to Your Questions About Student Loans, Part 3

By ANDREW MARTIN

This week, two New York Times reporters and Geoffry Walsh, an expert on student debt and bankruptcy at the National Consumer Law Center, are answering questions about ways to avoid default, pay off student loans or try to expunge student loans through bankruptcy court. Along with questions, some readers proposed their own answers. The first set of answers is here, the second is here, and the third set is below.

The reporters, Ron Lieber and Andrew Martin, recently wrote articles about the difficulties of paying back student loans as part of The New York Times's series Degrees of Debt, which examines the implications of soaring college costs and the indebtedness of students and their families.

I h ave a few different loans under both my name and my mom's name and one under both of ours with Massachusetts Educational Financing Authority. The rest are federal direct loans and Parent Plus. How can I consolidate them all under my name? What would you recommend me do to lower my monthly payments? I'm paying about $1,500 a month. â€" Bruno Elqker

: Bruno, first of all, my condolences on your monthly payment. $1,500? Ouch. That's a mortgage payment on a nice home in many parts of the country, though unfortunately not in suburban New Jersey. But I digress. According to Mark Kantrowitz, publisher of finaid.org, a Web site devoted to college financial aid, you cannot consolidate federal loans that have different borrowers, even if one of them is your mom. (It may be possible, however, with private loans depending on the credit scores of you and your mom). To get a lower monthly payment, you might consider income-based repayment for your federal loans and obtaining a long er repayment term on your private loans.

My federal loan is now in the hands of a private company, Aspire. Will Aspire raise my rates? Can they raise my rates? And how is it possible that the liberty could be taken to transfer a loan to a private company without my knowledge or consent? â€" Amanda Jones

The federal government employs private firms and nonprofits like Aspire to manage student loans day to day, and it is perfectly legal for them to do so. Those firms, however, cannot change the terms of the loan after it has been transferred to them unless it has a variable rate, which is highly unlikely for a federal loan.

I have two consolidated loans, both at high interests. One from 20 years ago and another from 11 years ago. Is there any way to get the interest lower and more in line with today's rates? Or is there ever a window when the life of the loans will expire? I've paid back my education several times over at this point. â€" Laurie Matthews

Laurie, I hope you got a killer education considering how long you have been paying on those loans. Having said that, you can try to consolidate your loans again, though that will not bring down the interest rates since it is a weighted average of your current loans. You may want to consider trying to obtain a home equity loan at a lower rate and then paying off your student loans. Or, if they are federally guaranteed loans, you may be eligible for income-based repayment, which will reduce your monthly payments.

After multiple deferments, I can no longer delay on repayment - I cannot afford even the income-based reduced payment. I've fallen behind on payments and each month incur more and higher late fees. A Sallie Mae representative's suggestion was to basically bite the bullet and make a huge payment (which I don't have the funds to do). Any suggestions on getting Sallie Mae to work with people who are actively trying to repay? Are these inflated late fees real ly legal? No doubt they are, but man - Sallie Mae is not shy about applying them! â€" Rebecca Smallman Ellis

Since you refer to income-based repayment, it sounds like you are referring to federal student loans. If that's the case, income-based repayment is set up so that you pay just 15 percent of your discretionary income, which tends to be a relatively small amount. If the problem isn't so much your student loans but other bills, you may want to consider credit counseling. The Department of Education also has an ombudsman who may be able to provide some guidance.

What happens to your student loans if you are diagnosed with a terminal condition? My job prospects are slim to none with my current state of health. Thank you. â€" Angela Bekzadian-Avila

There is a disability discharge for federal loans, so it will require a doctor to certify that you are permanently disabled and with a condition that prevents you from working or is expected to result in deat h. Some private lenders offer disability discharges as well.

If your private student loans were taken over by a collection agency, is it possible to declare bankruptcy on them? Also, what are the options for reducing federal student loans? The cost of education in our country has become absurd. â€" Nicole Kt

As I stated previously, you cannot discharge student loans in bankruptcy without submitting a separate petition to the court, whether they are private or federal loans. It doesn't make a difference that a debt collection agency is involved. If you have enough money to make a lump-sum payment, you may be able to get a reduction on the balance of your federal loans, Mr. Kantrowitz said.

I consolidated all of my student loans with the government and am now enrolled in income-based repayment. Every month I accumulate twice as much interest as the monthly payment I make. However, I have been told that if I pay on time each month while I work for full time for a nonprofit organization for 10 years, all will be forgiven at that 10-year point through the public service loan forgiveness program. My question: How can I ensure that my loans will be forgiven after 10 years of paying on time? I currently work full time for a nonprofit org, and pay my income-based payments on time. I plan to do both of these for 10 years, but am concerned that there are no guarantees my loans will be forgiven and the interest will have doubled my balance at that point. â€" Carrie Hott

Carrie, I would suggest you check to make sure your employer qualifies for the public service loan forgiveness program. You can do so by going on studentaid.gov/publicservice and filling out an employment certification form.



Poll: Obama Holds Narrow Edge Over Romney

By JEFF ZELENY

President Obama holds a narrow three-point advantage over Mitt Romney among Americans most likely to vote in November, according to the latest New York Times/CBS News poll.

With their back-to-back political conventions behind them and the general election season fully engaged, the poll found Mr. Obama and Mr. Romney running essentially even among those seen as the most probable to vote. The president has 49 percent and Mr. Romney has 46 percent, a difference within the margin of sampling error of plus or minus three percentage points on each candidate.

The nationwide poll was conducted during a turbulent week in the campaign, with a new wave of television ads from Mr. Romney, a disappointing jobs report for Mr. Obama and both candidates reacting to turmoil and deadly violence in Egypt, Libya and across the Arab world.

Mr. Obama has an advantage among likely voters of 12 percentage points among women, the poll found, while Mr. Romney holds the upper hand among men by eight percentage points. Mr. Obama leads his Republican rival across all ages of voters, except those who are 65 or older, who favor Mr. Romney by 15 percentage points.

The poll found that Mr. Obama holds an advantage of 21 percentage points over Mr. Romney among voters whose household income is under $50,000. Mr. Romney has an edge in higher income groups, including leading Mr. Obama by 16 percentage points among voters whose household income is more than $100,000.

Among a wider sample of registered voters, which included fewer voters who identified themselves as Republicans, Mr. Obama has a stronger command of the race. The poll found that 51 percent of those voters supported Mr. Ob ama and Vice President Joseph R. Biden Jr., while 43 percent supported Mr. Romney and Representative Paul D. Ryan of Wisconsin.

This is the first New York Times/CBS News poll of the election cycle to take a measure of those considered most likely to vote, using a model known as the probable electorate.

With 53 days remaining before the election, and only two weeks before early-voting begins in some states, the presidential contest has assumed a new feeling of urgency. The enthusiasm levels about the presidential race are higher, with 43 percent saying they are more enthusiastic â€" an increase of 10 percentage points from two months ago. Nineteen percent said they were less enthusiastic about the race.

The poll found that the overall framework of the race is largely unchanged from earlier in the year. About one-quarter of likely voters surveyed said their lives were better off and about one quarter said their lives were worse off, while nearly half said th eir lives were about the same.

Yet deep anxieties continue to infuse the electorate. When likely voters were asked about the trajectory of the United States over the last four years, 35 percent said the country was better off, 41 percent said the country was worse off and 23 percent said it was about the same.

The nationwide telephone poll was conducted from Sept. 8 to Sept. 12 among 1,170 registered voters and 1,162 likely voters who were weighted by a calculation from responses to questions about voting history, attention to the campaign and likelihood of voting.

The complete results of the New York Times/CBS News poll will be released at 6:30 p.m. at nytimes.com.



The Early Word: In It for the Duration

By EMMARIE HUETTEMAN

In Today's Times:

  • The Federal Reserve announced Thursday that it will buy mortgage bonds in large quantities until the job market improves, taking the unprecedented step of connecting the duration of an aid initiative with its economic goals, Binyamin Appelbaum reports.
  • The days of oil companies bragging about their commitment to renewable energy is over, replaced this campaign season with well-financed attacks on President Obama from the fossil fuel industries as his allies in wind and solar power sit this one out, Eric Lipton and Clifford Krauss report.
  • Mitt Romney's advisers offered specifics Thursday on how a President Romney would have handled this tough w eek in the Middle East, discussing Iran, Egypt, Syria and Libya, David E. Sanger and Ashley Parker report.
  • The killings of diplomats in Libya have swung the presidential debate toward foreign policy, with Mr. Romney criticizing the president and the Obama campaign standing its ground in familiar territory, Jim Rutenberg and Ashley Parker report.
  • Mr. Obama rejected the Israeli prime minister's appeal on Tuesday for a designated line Iran could not cross in its nuclear program without provoking a military strike by the United States, leaving “decision-making room,” Mark Landler and Helene Cooper report.

Washington Happenings:

  • Mr. Obama and Michelle Obama will host the 2012 United States Olympic and Paralympic teams at the White House on Friday in celebration of their success. Later, the president is scheduled to have lunch with Vice President Joseph R. Biden Jr. before attending a campaign event in the evening.
  • < /ul>
    • Representative Paul D. Ryan of Wisconsin, Mr. Romney's running mate, will speak at the Values Voter Summit.